Apply for an Iloan Personal Loan of any amount by a simple SMS to 4323 and we will call you back – please note standard SMS rates apply. What is a Iloans Personal Loan and how do I apply if blacklisted? A personal loan is when a lender such as a bank or a financial institution…
Personal Loans 123 of up to R80,000
Personal Loans 123 provides up to R80,000 easy loan straight into your Bank Account. 1 – 6 months repayment period. Same day approval no fees
Personal Loans 123
At personalloans123.co.za we understand that from time to time people need a little bit of extra cash, and we also understand the embarrassment that goes with having to ask for / apply for a loan and that’s why we created an on-line service that makes the application process super easy, totally confidential and best of all completely secure.
We provide short term loans (1 to 60 months) between R5,000 and R150,000, with easy repayment terms, and flexible lending criteria.
What’s more is when you use our on-line application form to apply for this service you will be emailed back an approval in principal (if you qualify) within a couple of minutes, and once you send us all the required documents you could have your loan paid into your account within 48 hours.
Apply On-line from Personal Loans 123
What we offer:
- Loans from R500 – R80,000.
- Flexible repayment terms.
- Affordable interest rates.
- 92% Approval rate.
- No application fees.
- Completely discreet.
- Same day approval
Simple 3 steps to apply
- STEP 1 – Provide your basic contact info (20 seconds)
- STEP 2 – Complete the application (1 minute)
- STEP 3 – Submit your application (5 seconds)
Once we have your completed application we will give you an answer on your loan application within the same day.
Rates and Fees
Keep in mind that we are not a direct lender, and we do not provide loans to consumers. We aid in the process, so that customers will get the loans that best match their needs. We have contracts with various direct lenders to whom we submit your application, based on your personal profile and loan requirements.
The lender will then disclose all payment information before you have any obligation to actually take out a loan. Before accepting and signing for the loan, be sure to thoroughly review all information regarding fees and rates. Lenders are required by the National Credit Act to disclose any and all fees that borrowers may be required to pay.
Your rate is fixed for the life of the loan and is determined when you apply for the loan. This means that your rate will not vary from the rate it was awarded. Your interest begins to accrue from the date you signed for the loan.
Our service providers will tell you upfront what the cost of your loan will be. There are no catches or extra costs providing you stick to the contract. Our service providers have an annual interest rate of 32.10%. They also show you an example of the cost of an average loan to show you a clear breakdown of interest and fees. Included in this is a R57 per month service fee that helps cover the cost of the administration of your account and an initiation fee which all fall in line with the NCA. Fees include 14% VAT.
We are available Monday to Friday 8:30 am to 5:00 pm to answer any questions you might have. If you are looking for our loan application please click here.
Alternatively, please use any of the methods below to contact us.
Post Office Mail:
ATT: Personal Loans Division
P.O Box 1760
2 Glenmason Corner
We’re currently waiting for our new call centre number, please contact is via email for now.